Throughout Kenya, Jubilee Health Insurance is known as a reliable provider of health insurance solutions. Offering a range of plans from international health coverage for frequent travelers to budget-friendly options for families and critical illness protection, Jubilee Health Insurance caters to the diverse needs of individuals and families.
Below is a comprehensive list of the health insurance packages offered by Jubilee Health Insurance:
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International Health Cover (Travel Insurance)
For frequent travelers, Jubilee Health Insurance provides the International Health Cover (Care and Health) plan, offering global coverage through a network of healthcare providers in 185 countries.
Eligibility:
- Individuals aged 19 to 64
- Groups: Small and Medium Enterprises, Large Organizations, and Multi-Nationals
Requirements:
- For individuals and groups up to 5 employees, a health declaration form is required.
- For groups of 6 or more employees, no health declaration form is needed.
Features and Benefits:
- Global network of healthcare providers in 185 countries, available in 46 languages
- 24/7 international emergency response
- In-house medical team for patient management, cost containment, and services
- Customized plans available for groups of 25 or more employees
- Add-on services such as Employee Assistance Program (EAP), telemedicine, assistance, and preventive communication
- Account management team for policy support and advice
- Fraud team to investigate claims and detect abuses
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CoverBora Medical Cover (Inpatient Coverage)
CoverBora is a hospitalization insurance solution designed to meet the specific needs of individuals and families, offering a wide range of inpatient benefits at an affordable price.
Eligibility:
- Members aged 18 to 60, extendable to 65 for existing members
- Children from birth (a term baby of 38 weeks) to 18 years, extendable to 25 if dependent and enrolled in a recognized post-secondary institution
Requirements:
- Fully completed and signed application form
- National ID and KRA pin certificate for all adult applicants, dependents, and beneficiaries
- Birth Certificate/birth notification for all child dependents (under 18 years)
Key Features:
- Affordable comprehensive inpatient cover from KSh 6,200 per year for individuals and KSh 12,600 for families
- Built-in maternity benefits and last expense cover
- No health check-up required
- Minimal waiting periods
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Critical Illness Cover
This Jubilee Health Insurance plan helps minimize the financial impact of being diagnosed with a critical illness. It is available as an add-on to SME and Corporate Health Cover at an additional premium.
Key Features:
- Lump sum payment on first diagnosis of covered illnesses
- Coverage between $50,000 and $150,000 depending on the plan
Covered Illnesses:
- Cancer
- Heart attack
- Stroke
- Aortic surgery
- Open heart surgery including coronary artery bypass
- Parkinsonism
- Renal/Kidney failure
- Total blindness
- Paraplegia
- Major organ transplant
Benefits:
- Less than 90-day waiting period
- Coverage for employees aged 18 to 65
- Affordable premiums for quality healthcare and financial protection
- Comprehensive coverage for the principal member and family
- Financial freedom to use the payout as needed
- Various hospital charges covered, including diagnostic procedures, operation charges, ICU charges, and more
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J-Care Johari Medical Cover (Low-Cost Cover)
J-Care Johari offers comprehensive and affordable health insurance, covering inpatient and outpatient services with premiums starting as low as KSh 25,000 per annum.
Eligibility:
- Main member and spouse aged 18 to 60
- Dependent children from 0 days (term baby of 38 weeks) to 18 years
Key Features:
- Simple online enrollment process
- No paperwork or health check-ups required
- Free telemedicine services
- Coverage for pre-existing conditions
How to Apply:
- Dial *643*5# or fill out an application form at Jubilee Insurance Johari
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J-Junior Medical Cover (For Children)
J-Care-Junior provides comprehensive healthcare coverage for children aged 0-17, including immunizations to keep them healthy and safe.
Key Features:
- Annual child check-ups
- Inpatient and outpatient cover
- Immunizations
- Optional dental and optical cover
- 24/7 telemedicine consultations
- Countrywide provider network
How to Apply:
- Review and choose an inpatient cover limit
- Add optional benefits
- Complete and sign the member application form with supporting documents
- Jubilee Health will respond within 3 working days
- Pay for the cover and receive your welcome pack
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J-Care Medical Cover (For Families)
J-Care offers comprehensive family medical insurance with multiple levels of coverage and optional benefits like outpatient, maternity, dental, and optical cover.
Coverage:
- Up to 6 levels with extensive coverage for pre-existing and chronic conditions
- Enhanced prestige cover up to KSh 10 million for inpatient treatment
- Inbuilt Covid-19 cover for inpatient treatment and outpatient testing
- Annual general check-ups for members and spouses
- Coverage includes various hospital charges and emergency services
Eligibility:
- From birth (a term baby of 38 weeks) up to 64 years
- Existing members aged 65 and above transition to the J-Seniors plan
How to Apply:
- Review and choose an inpatient cover limit
- Add optional benefits
- Complete and sign the member application form with supporting documents
- Jubilee Health will respond within 3 working days
- Pay for the cover and receive your welcome pack
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J-Senior Medical Cover (For Senior Citizens)
J-Senior is designed for individuals aged 65 and above, covering everything from doctor visits to hospital stays.
Coverage:
- Newly diagnosed chronic conditions under inpatient and outpatient
- Extensive coverage for pre-existing and chronic conditions, psychiatric care, congenital conditions, cancer treatment, and related conditions
- Hospice care, diagnostics, prescribed drugs, surgical appliances, hearing aids, and pain management
- Coverage for the terminally ill
- Drug delivery for members with chronic ailments
Eligibility:
- From 65 to 79 years, with coverage extended for life subject to annual renewal terms
Value Additions:
- Automatic enrollment to Jubilee Health Insurance Wellness Club
- Telemedicine services
- Drug delivery services
- 24-hour customer support
Premium Payment:
- Payments must be made directly to Jubilee Health Insurance via cheque, MPESA, or direct bank deposit
Important Note:
- Ensure you receive an official Jubilee Health Insurance receipt for all payments. Jubilee Health Insurance does not take liability for premiums paid to other parties and not received by them.
